There’s something deeply nostalgic about the smell of banana bread baking in the oven.

It brings me right back to lazy weekend mornings and warm kitchen hugs.

But when you throw chocolate chips into the mix? Pure joy in every slice.

This banana chocolate chip bread is rich, soft, and just the right amount of sweet.

It’s the kind of bake that feels like a hug—cozy, comforting, and oh-so-delicious.

Why You’ll Love This Recipe

It’s the combination of buttery bananas, creamy yogurt, and melty chocolate chips that makes each bite irresistible.

It’s a guaranteed crowd-pleaser for brunch, gifting, or just when I need a warm slice of happiness.

What You’ll Need (Ingredient Highlights)

Mashed ripe bananas – The riper, the better! They bring natural sweetness and moisture.

Brown + white sugar – The duo adds depth and structure to the loaf.

Greek yogurt or sour cream – Keeps the bread tender and soft.

Butter – Melted for richness and ease.

Mini chocolate chips – Chocolate in every bite? Yes, please.

Flour + baking soda – For lift and structure.

Vanilla & eggs – Classic essentials for flavor and binding.

Pro Tips Before You Start

Measure your mashed bananas after mashing to ensure accuracy.

Use mini chocolate chips for better distribution throughout the loaf.

Don’t overmix the batter—just fold until combined for a tender crumb.

A loaf pan lined with parchment ensures easy removal and cleaner edges.

Bake low and slow at 325°F to prevent over-browning.

How to Make Banana Chocolate Chip Bread

Step 1: Prep the oven and pan

Preheat your oven to 325°F (165°C).

Grease and line a 9×5-inch loaf pan with parchment paper for easy removal.

Step 2: Mix dry ingredients

In a medium bowl, whisk together the flour, baking soda, and salt. Set aside.

Step 3: Combine butter and sugars

In a large bowl, whisk the melted butter with brown sugar and granulated sugar.

Keep whisking until the mixture forms a thick, paste-like texture.

Step 4: Add wet ingredients

Stir in the mashed bananas, eggs, yogurt, and vanilla extract until smooth and fully incorporated.

Step 5: Fold in dry ingredients

Gently fold the dry mixture into the wet ingredients using a spatula.

Don’t overmix—stop when just combined.

Step 6: Add chocolate chips

Fold in the mini chocolate chips, reserving a small handful for the top.

Step 7: Pour and top

Pour the batter into the prepared loaf pan and smooth the surface.

Sprinkle the reserved chocolate chips over the top.

Step 8: Bake

Bake for 60 to 75 minutes or until a toothpick inserted in the center comes out with a few moist crumbs.

Step 9: Cool

Let the bread cool completely in the pan before lifting it out. Slice and enjoy!

What to Serve It With

A thick slice of this banana bread is perfect with a hot mug of coffee or a glass of cold milk.

For brunch, serve it alongside fresh berries, scrambled eggs, or Greek yogurt with honey.

Variations / Substitutions

Gluten-free: Use a 1:1 gluten-free flour blend.

Nutty twist: Add chopped walnuts or pecans to the batter.

Spiced version: Mix in a dash of cinnamon or nutmeg.

Dairy-free: Swap butter for coconut oil and use plant-based yogurt.

Storage & Leftovers

Room temperature: Store in an airtight container for up to 3 days.

Fridge: Keeps well for up to 6 days chilled.

Freezer: Wrap tightly in plastic and freeze for up to 3 months.

Thaw overnight before serving.

FAQs

Can I use frozen bananas?
Yes! Just thaw and drain any excess liquid before using.

What if I don’t have yogurt?
Sour cream works perfectly as a substitute.

Can I make this into muffins?
Absolutely. Divide into muffin tins and bake for 18–22 minutes.

How do I know when it’s done?
Insert a toothpick—if it comes out with a few moist crumbs, it’s ready.

Can I use regular chocolate chips instead of mini?
You can, but mini chips give better distribution in each bite.

Can I reduce the sugar?
Yes, reduce both sugars slightly, but it may alter texture and moisture.

Do I need to use parchment paper?
Highly recommended for easy removal and clean edges.

Final Thoughts

This banana chocolate chip bread is one of those timeless recipes I find myself returning to again and again.

It’s warm, welcoming, and just the right kind of sweet treat for any moment of the day.

Whether you bake it for guests or just because your bananas are browning, you’ll fall in love with every moist, chocolatey bite.

The Boat Shed Kitchen