There’s something about banana pudding that feels like a warm hug in dessert form — even when it’s served chilled.
This classic Southern treat layers ripe bananas, crunchy Nilla Wafers, and the fluffiest vanilla pudding you can imagine.
Every time I make it, I feel like I’m crafting a nostalgic masterpiece that brings comfort with every bite.
Why You’ll Love This Recipe
It’s creamy, dreamy, and packed with real banana flavor.
The textures are unbeatable — soft bananas, silky pudding, and crisp wafers.
It’s make-ahead friendly and perfect for gatherings or potlucks.
No baking required — just chill and layer!
It tastes even better after a few hours in the fridge.
What You’ll Need (Ingredient Highlights)
Sweetened condensed milk – Adds deep, rich sweetness to the pudding base.
Cold water & instant vanilla pudding mix – The foundation of that silky texture.
Heavy cream – Whipped into soft peaks to create a fluffy finish.
Nilla Wafers – The one and only! They soften just right when chilled.
Sliced ripe bananas – Choose bananas with brown specks for the best flavor.
Pro Tips Before You Start
Be sure to chill the pudding base thoroughly — don’t rush it or it won’t set.
Use ripe but not mushy bananas for the best texture.
Don’t substitute the Nilla Wafers — they make this dessert what it is.
Assemble the layers gently to keep them neat and even.
Chill at least 4 hours before serving — it helps the flavors meld beautifully.
How to Make Classic Banana Pudding
Step 1: Make the pudding base
In a small bowl, beat together the sweetened condensed milk and cold water on medium speed until well combined.
Add in the vanilla pudding mix and beat for another 2 minutes.
Cover and refrigerate for at least 3–4 hours, or overnight, to allow it to fully set.
Step 2: Whip the cream
In a separate large bowl, whip the heavy cream on medium speed until stiff peaks form.
This gives the pudding that light, airy texture.
Step 3: Combine the base and cream
Gently fold the chilled pudding mixture into the whipped cream.
Stir slowly until completely blended and smooth — no streaks of pudding should remain.
Step 4: Layer it up
In a large glass bowl (about 4 to 5 quarts), begin layering: first a third of the Nilla Wafers, then a third of the banana slices, then a third of the pudding mixture.
Repeat this two more times to create three full layers.
Step 5: Chill before serving
Top with extra wafers or crumbs if desired.
Cover tightly and refrigerate for at least 4 hours (up to 8 hours max) to let the layers set. Serve chilled.
What to Serve It With
This dessert pairs perfectly with:
Hot coffee or sweet iced tea
A scoop of vanilla ice cream
A drizzle of caramel or melted chocolate
Crumbled pecans for added crunch
Variations / Substitutions
Use chocolate pudding for a twist on the classic.
Swap in graham crackers if you don’t have Nilla Wafers — but expect a different texture.
Fold in mascarpone or cream cheese for a richer base.
Add a layer of peanut butter between bananas and pudding for a fun combo.
Top with shaved dark chocolate or toasted coconut flakes.
Storage & Leftovers
Store in an airtight container in the fridge for up to 2 days.
After that, the bananas may darken and the wafers become soggy.
Do not freeze — the pudding texture doesn’t hold up well.
FAQs
Can I make banana pudding the night before?
Yes! In fact, it’s best made 4–8 hours ahead to let the flavors meld.
What kind of bananas work best?
Use ripe bananas with brown specks — they’re sweet and perfect for pudding.
Why did my pudding turn watery?
It likely didn’t chill long enough before folding in the cream.
Be sure to refrigerate for at least 3–4 hours.
Can I use homemade pudding instead of instant?
Absolutely, but it may take longer and require additional chilling time.
Do I have to use Nilla Wafers?
They’re traditional and add the best flavor/texture, but you can try graham crackers or shortbread cookies.
Can I add extra toppings?
Of course! Whipped cream, caramel drizzle, or crushed nuts are all great.
Is this recipe safe for kids?
Yes, it’s a no-bake, family-friendly dessert loved by all ages.
Final Thoughts
Banana pudding is one of those desserts that never goes out of style. It’s simple, satisfying, and irresistibly creamy.
Whether you’re making it for Sunday dinner or a summer potluck, this recipe delivers big on comfort and nostalgia.
Every spoonful is a soft, cool bite of happiness. T
rust me — once you try it, you’ll keep coming back to it again and again.

Banana Pudding
Ingredients
Method
- In a small bowl, beat sweetened condensed milk and water on medium speed until combined (about 1 minute).
- Add pudding mix and beat for 2 more minutes.
- Cover and refrigerate for 3–4 hours or overnight to set.
- In a large bowl, whip heavy cream on medium speed until stiff peaks form.
- Gently fold the pudding mixture into the whipped cream until smooth and streak-free.
- In a large glass bowl (4–5 quarts), layer one-third of the wafers, bananas, and pudding.
- See full steps with tips & photos → https://theboatshedcafe.com/banana-pudding-2/
Notes
- Use ripe but firm bananas to keep the slices from turning mushy.
- Glass bowls work best for presentation—showing off the pretty layers.
- Want to make individual servings? Layer in mason jars or dessert glasses.