There’s something magical about creamy desserts that bring back childhood memories.
Every spoonful of this banana pudding with cream cheese is a soft, sweet, cloud-like experience.
It’s easy to make, doesn’t require baking, and it’s always the first dish to disappear at potlucks and family gatherings.
Why You’ll Love This Recipe
Soft, sweet, and nostalgic – it tastes like comfort in a dish.
No oven needed – just layer and chill!
Perfect for feeding a crowd – great for holidays or BBQs.
Creamy, dreamy layers – pudding, bananas, and cookies unite beautifully.
Easy to make ahead – tastes even better the next day.
Always a hit – I never have leftovers when I serve this!
What You’ll Need (Ingredient Highlights)
Pepperidge Farm Chessmen Cookies or Vanilla Wafers: These make a crunchy, buttery base and topping.
Bananas: Fresh, sliced – their natural sweetness shines.
Instant French Vanilla Pudding: Brings a soft, flavorful creaminess.
Cream Cheese: Adds richness and balances the sweetness.
Sweetened Condensed Milk: For that luscious, milky depth.
Whipped Topping or Whipped Cream: Keeps the texture light and fluffy.
Pro Tips Before You Start
Use bananas that are ripe but not mushy for the best texture.
Let the dessert chill overnight for the best flavor blend.
If you can’t find Chessmen cookies, vanilla wafers or graham crackers work just fine.
For a from-scratch feel, swap instant pudding for homemade vanilla custard.
How to Make Banana Pudding with Cream Cheese
Step 1: Layer the Cookies and Bananas
Line the bottom of a 13×9 inch dish with a layer of cookies.
Add sliced bananas on top, making sure they’re evenly distributed.
Step 2: Mix the Pudding
In a medium bowl, whisk together the milk and instant pudding mix.
Beat until thick and smooth, then set aside to thicken further.
Step 3: Beat the Cream Cheese Mixture
In another bowl, beat cream cheese with sweetened condensed milk until creamy and smooth.
Step 4: Fold in Whipped Topping
Gently fold the whipped topping into the cream cheese mixture.
Don’t overmix—you want it light and airy.
Step 5: Combine the Fillings
Stir the cream cheese mixture into the pudding until everything is well blended and luscious.
Step 6: Assemble the Dessert
Pour the creamy mixture over the banana-cookie base.
Smooth the top and layer the remaining cookies over it.
Step 7: Chill Until Ready
Refrigerate for at least 4 hours or overnight.
The longer it chills, the more the flavors come together. Slice and serve cold!
What to Serve It With
I love pairing this with freshly brewed coffee or a glass of iced tea.
For fancier occasions, top with extra whipped cream and caramel drizzle.
Variations / Substitutions
Swap the pudding flavor – try butterscotch or banana cream!
Use graham crackers or shortbread cookies for a new texture.
Add crushed pineapple for a tropical twist.
Fold in toasted coconut or chopped nuts for crunch.
Storage & Leftovers
Store leftovers tightly covered in the fridge for up to 3 days.
The cookies will soften over time, creating a cake-like texture.
FAQs
Can I use homemade whipped cream instead of frozen topping?
Yes! Just make sure it’s lightly sweetened and fully whipped for the best texture.
How ripe should the bananas be?
Choose bananas that are yellow with a few brown spots. Too ripe, and they’ll turn mushy.
Can I make this a day ahead?
Absolutely! It tastes even better the next day after chilling overnight.
Can I freeze banana pudding?
It’s not recommended—the texture will change after thawing and become watery.
What’s the best cookie to use?
Chessmen cookies give a buttery crunch, but vanilla wafers are a classic and work great.
Do I need to bake this dessert?
Not at all! It’s a no-bake recipe—just chill and serve.
Can I make it in individual cups?
Yes! Layer everything in small jars or cups for personal-sized portions.
Final Thoughts
This banana pudding with cream cheese is more than a dessert—it’s a hug in a bowl.
It’s creamy, comforting, and always gets rave reviews.
Whether you’re bringing it to a potluck or just treating yourself, it’s guaranteed to make everyone smile.
Banana Pudding with Cream Cheese
Ingredients
Method
- Line a 13×9 inch dish with 1 bag of cookies and a layer of sliced bananas.
- In a bowl, beat together the milk and pudding mix until thickened.
- In another bowl, beat cream cheese and sweetened condensed milk until smooth.
- Fold the whipped topping into the cream cheese mixture.
- Stir the pudding into the cream cheese mixture until fully combined.
- Pour the creamy filling over the banana-cookie layer and smooth the top.
- See full steps with tips & photos → https://theboatshedcafe.com/banana-pudding-with-cream-cheese/
Notes
- Use ripe but firm bananas to prevent browning.
- Chill overnight for the best texture and flavor.
- To prevent cookies from getting too soggy, add top cookie layer just before serving.
