Line a 13×9 inch dish with 1 bag of cookies and a layer of sliced bananas.
In a bowl, beat together the milk and pudding mix until thickened.
In another bowl, beat cream cheese and sweetened condensed milk until smooth.
Fold the whipped topping into the cream cheese mixture.
Stir the pudding into the cream cheese mixture until fully combined.
Pour the creamy filling over the banana-cookie layer and smooth the top.
See full steps with tips & photos → https://theboatshedcafe.com/banana-pudding-with-cream-cheese/