There’s something so comforting about a bowl of banana pudding layered with crunchy Nilla Wafers and luscious whipped cream.
This classic dessert always brings back memories of family gatherings and warm summer afternoons.
It’s easy to make, no-bake, and perfect for sharing with friends and loved ones.
Why You’ll Love This Recipe
Creamy and smooth – the pudding base is perfectly thickened and luscious.
Crunchy meets soft – layers of Nilla Wafers soften just right against fresh banana slices.
No baking required – simple prep with big flavor payoff.
Perfect for any occasion – from potlucks to holiday dinners.
Customizable – serve in a large trifle bowl or as individual desserts.
What You’ll Need (Ingredient Highlights)
Sweetened condensed milk – adds rich, silky sweetness.
Instant vanilla pudding mix – quick thickening and classic flavor.
Heavy whipping cream – whipped to stiff peaks for fluffy texture.
Nilla Wafers – provide that iconic buttery crunch.
Bananas – barely ripe for the perfect balance of sweetness and firmness.
Pro Tips Before You Start
Use very cold milk and water for the pudding mix to help it set perfectly.
Chill the pudding base for at least 4 hours or overnight for best texture.
Whip cream to stiff peaks to ensure lightness and stability in the layers.
Fold cream gently into pudding to keep it airy and smooth.
Reserve some wafers and crumbs for a pretty finishing touch on top.
How to Make Classic Banana Pudding with Nilla Wafers
Step 1: Prepare the Pudding Base
In a mixing bowl, combine the sweetened condensed milk, very cold water, and very cold milk.
Mix on low-medium speed for 1-2 minutes until smooth.
Add the instant vanilla pudding mix and beat on medium for 2 minutes.
The pudding will begin to thicken.
Cover and refrigerate for at least 4 hours or overnight to fully set.
Step 2: Whip the Cream
In a separate bowl, whip the heavy cream with vanilla flavoring until stiff peaks form.
Step 3: Fold Cream into Pudding
Gently fold the whipped cream into the chilled pudding until the mixture is smooth and uniform, with no streaks.
Step 4: Assemble the Layers
Choose a large serving bowl, trifle dish, or individual cups.
Line the bottom with one-third of the Nilla Wafers (about 30 wafers).
Add a layer of sliced bananas (about 1½ cups).
Spread one-third of the pudding mixture evenly over the bananas.
Repeat layers two more times: wafers, bananas, pudding.
Step 5: Finish and Chill
Crush the reserved 5-6 wafers and sprinkle on top for garnish.
Cover the dish and refrigerate until ready to serve.
What to Serve It With
Serve this classic dessert chilled after BBQs, picnics, or holiday meals.
Pairs perfectly with a cup of coffee or iced tea.
Variations / Substitutions
Swap vanilla pudding for banana or butterscotch flavor for a twist.
Use gluten-free wafers or cookies if needed.
Add a drizzle of caramel sauce for extra indulgence.
Storage & Leftovers
Store covered in the fridge for up to 3 days.
Not recommended for freezing due to texture changes.
Leftovers taste even better after a day as flavors meld beautifully.
FAQs
Can I prepare this banana pudding a day ahead?
Yes! Chilling overnight improves flavor and softens the wafers just right.
How do I keep the bananas from browning?
Use ripe but firm bananas and add them just before serving.
A light brush of lemon juice can help prevent browning.
Can I substitute Cool Whip for whipped cream?
You can, but homemade whipped cream provides the best texture and flavor.
Is instant pudding mix necessary?
It’s a quick shortcut, but you can make homemade pudding if preferred.
How many servings does this recipe make?
About 12 servings, depending on portion size.
Can I make individual servings?
Absolutely! Mini trifle dishes or jars work great for single portions.
Will the wafers stay crunchy?
They soften slightly to a cake-like texture, which is part of the dessert’s charm.
Final Thoughts
This classic banana pudding recipe is the ultimate nostalgic treat that’s simple to make and loved by all ages.
Creamy, crunchy, and naturally sweet, it’s a timeless dessert perfect for any gathering or just a cozy night in.

Banana Pudding with Nilla Wafers
Ingredients
Method
- Combine sweetened condensed milk, cold water, and cold milk.
- Mix 1-2 minutes until smooth.
- Add pudding mix; beat 2 minutes until it thickens.
- Refrigerate 4 hours or overnight.
- Whip heavy cream and vanilla until stiff peaks form.
- Fold whipped cream gently into pudding until smooth.
- Layer wafers, bananas, and pudding in dish, repeating layers three times.
- See full steps with tips & photos → https://theboatshedcafe.com/banana-pudding-with-nilla-wafers/