There’s something beautifully nostalgic about banana pudding.
It takes me right back to warm family gatherings, summer picnics, and sweet Southern charm.
This recipe isn’t just a dessert—it’s a dreamy, creamy experience that melts hearts with every bite.
Why I Love This Banana Pudding
This dessert is easy to assemble but looks so elegant.
It’s a showstopper at potlucks and parties, yet totally foolproof.
The whipped cream makes it ultra-light, while the instant pudding gives it stability.
And those cookies? They soften just enough to become little pillows of vanilla perfection.
What You’ll Need (Ingredient Highlights)
Sweetened condensed milk – Adds rich sweetness without needing extra sugar.
Cold water – Keeps the pudding light and smooth.
Vanilla pudding mix – Jell-O brand works best for texture and flavor.
Heavy cream – Whipped into fluffy perfection.
Bananas – Ripe but firm for the best flavor and structure.
Vanilla wafers – Nabisco Nilla Wafers are ideal, but any similar cookie works.
Pro Tips Before You Start
Chill the pudding for at least 1 hour before mixing with cream—it helps the final texture hold up.
Use very cold water and cold beaters to whip the cream faster.
Layer thoughtfully for the prettiest presentation—don’t overstuff each layer.
If making ahead, assemble a few hours in advance but no more than 12.
How to Make Banana Pudding Trifle
Step 1: Make the Pudding Base
Whisk together the sweetened condensed milk and cold water until smooth.
In a separate bowl, gradually add the liquid to the pudding mix while whisking constantly.
Mix for about 1 minute until no lumps remain.
Cover and chill in the fridge for at least 1 hour, or overnight.
Step 2: Whip the Cream
In a chilled bowl, beat the heavy cream using an electric mixer.
Start on low, then increase the speed until stiff peaks form.
This takes a few minutes—don’t rush.
Step 3: Fold Pudding & Cream Together
Gently fold the chilled pudding mixture into the whipped cream.
Stir until the mixture is smooth and uniform with no visible pudding streaks.
Step 4: Layer the Dessert
In a trifle dish or glass bowl, start with a layer of pudding, then top with vanilla wafers and sliced bananas.
Repeat the layers (usually 3 sets total), ending with pudding on top.
Garnish with extra wafers if you like.
Step 5: Chill & Serve
Cover the dish with plastic wrap and refrigerate for 4 to 6 hours.
Serve within 12 hours for the best texture and flavor.
What to Serve It With
This banana pudding pairs wonderfully with a fresh cup of coffee or iced tea.
It also makes a lovely ending to a barbecue meal or Southern-style dinner.
Variations / Substitutions
Swap vanilla wafers for graham crackers or shortbread cookies.
Add a thin layer of caramel sauce between the bananas and pudding for extra indulgence.
Use banana or cheesecake pudding mix for a fun twist on flavor.
Fold in cream cheese with the whipped cream for a tangier base.
Storage & Leftovers
Store tightly covered in the fridge for up to 3 days.
After 24 hours, the wafers will soften more, creating a “cake-like” texture many people love.
FAQs
Can I make banana pudding ahead of time?
Yes! It’s best chilled for 4–6 hours, and can be made up to 12 hours in advance.
What kind of pudding mix should I use?
Use instant vanilla pudding mix—avoid cook-and-serve versions.
Can I use frozen bananas?
No, frozen bananas will become too mushy and watery.
Stick with fresh ripe ones.
How do I keep the bananas from browning?
Layer them in the middle (not exposed to air), and assemble just a few hours before serving.
Can I skip the sweetened condensed milk?
It’s essential for flavor and texture in this version.
Skipping it would change the recipe significantly.
Can I freeze banana pudding?
Freezing isn’t recommended—whipped cream and bananas don’t thaw well.
Can I use store-bought whipped topping?
Yes, in a pinch you can substitute Cool Whip, though homemade whipped cream gives better texture.
Final Thoughts
This banana pudding trifle is pure comfort in dessert form.
It’s easy, beautiful, and incredibly satisfying.
Whether you’re serving it at a family get-together or just want a treat for yourself, this classic never fails to bring a little joy to the table.

Creamy Banana Pudding Trifle
Ingredients
Method
- Whisk together sweetened condensed milk and cold water until smooth.
- Slowly add to pudding mix and whisk for about 1 minute until lump-free.
- Chill for 1 hour or overnight.
- Whip the heavy cream until stiff peaks form.
- Fold the chilled pudding into the whipped cream until fully combined.
- In a trifle bowl, layer pudding, wafers, and bananas.
- Repeat layers and end with pudding on top.
- Cover and chill for 4–6 hours. Serve within 12 hours for best texture.
- See full steps with tips & photos → https://theboatshedcafe.com/creamy-banana-pudding-trifle/
Notes
- Use bananas that are ripe but not overly soft for the best texture.
- For individual servings, assemble in small glasses or mason jars.
- Add crushed wafers or banana slices on top just before serving for garnish.